Financely is a structured finance advisory firm with hard skills in credit analysis, deal structuring, lender packaging, term sheet preparation, and capital provider distribution.
Liquidity pressure in the middle market rarely comes from a lack of revenue alone. More often, it comes from timing - receivables convert too slowly, inventory absorbs cash, purchase orders arrive before working capital does, or growth outpaces the balance sheet. In that context, borrowing base debt for middle market
A deal rarely fails because the borrower ran out of ambition. It usually fails because the package reached lenders before it was ready. If you want to know how to prepare a lender-ready deal package, start with one principle: lenders do not finance effort. They finance structured risk, documented cash
Commercial real estate deals come with tricky financing decisions that can make or break your investment. A commercial real estate debt advisor helps you find the right loans and build financing that matches your property goals. These experts connect you with lenders, negotiate terms, and guide you through the borrowing
Buying a business usually takes a lot of capital. Most buyers just don’t have enough cash on hand to pull it off. Debt placement connects business buyers with lenders and investors who provide the financing needed to complete an acquisition. You’ll work with financial advisors and institutions to
Buying a business usually takes more money than a bank loan and your own cash can provide. Gap financing steps in to fill the space between what traditional lenders offer and the total amount you need to close the deal. This funding helps buyers close deals when there's
When companies take on debt, it changes how they report their financial performance. Debt financing directly affects earnings quality because companies under debt pressure may adjust their accounting practices to meet loan requirements or appear more profitable than they actually are. This connection matters to investors, lenders, and buyers who
When you're buying a business, you need to make sure it has enough money to operate on day one. This is where acquisition working capital facilities come into play. These financial tools help bridge the gap between signing the deal and actually running the company. An acquisition working
Buying an existing business can be a smart move, but coming up with the full purchase price in cash is rarely realistic. That's where cash flow loans come in. A cash flow loan for business acquisition lets you use the target company's existing revenue and profits
Buying a business usually means pulling together different types of financing. One option that’s getting more popular is seller rollover equity, where the seller keeps a slice of ownership in the business after closing. Seller rollover cuts down the amount of cash needed at closing and keeps the original
Buying a company takes a lot of money. Most businesses need to borrow funds to make an acquisition happen. Unitranche acquisition financing combines senior and junior debt into one loan, making it easier and faster for you to fund a deal. Instead of juggling multiple lenders and loan agreements, you
When you're buying or selling a business, knowing how seller notes and senior debt work together can really shape your deal. These two financing tools often appear side by side in acquisitions, but they’re pretty different beasts, each with its own risks and perks for both buyer
Independent sponsor acquisition financing gives you a different way to buy businesses—one that doesn’t require raising a traditional private equity fund. Instead of gathering money from investors upfront, independent sponsors hunt for interesting acquisition targets first, then secure funding to close just those deals. It’s a path