Financely is a structured finance advisory firm with hard skills in credit analysis, deal structuring, lender packaging, term sheet preparation, and capital provider distribution.
Buying a business doesn’t always mean you need a massive bank loan. Seller financing lets you buy a business by paying the owner directly over time, skipping the full bank payout up front. This approach can open doors for folks who don’t have piles of cash saved up.
A lot of buyers look for an MT700 DLC with no upfront fees, hoping to dodge costs before the bank issues the letter of credit. Who wouldn't want that? But honestly, that's just not how banks operate. Banks that issue a documentary letter of credit via
A lot of business owners go looking for trade finance with no upfront fees. Skipping the initial cost and getting funding right away sounds appealing, right? Honestly, though, this just isn't how things work in the real world. Trade finance involves real risk, and financial institutions require payment
Trade deals usually move a lot faster than banks can arrange long-term funding. A trade finance bridge loan gives you quick, short-term cash to cover a shipment, letter of credit, or receivable while your revolving trade finance facility is still being finalized. This keeps your trade cycles rolling
You really don’t need a mountain of cash to buy a million-dollar business. Buyers use tools like SBA loans, seller financing, and ROBS rollovers to cover most or all of the cash at closing. These methods have rules and limits, but they work for buyers who know how
A late shipment can cost you money and customers. When goods get stuck in transit and your cash is tied up, you need a quick way to keep things moving. Emergency trade finance gives you short-term funding to cover urgent shipments while your goods are still in transit. You
When your cargo sits at the port longer than planned, storage fees can pile up fast. A trade finance bridge loan gives you quick access to cash so you can pay port storage costs without draining your working capital. This short-term funding bridges the gap between your goods arriving
Charter costs for a vessel often come due before your revenue arrives. This gap can strain your working capital and put your shipping operations at risk. A trade finance bridge loan gives you short-term cash to cover vessel charter costs while you wait for payment from your cargo or
Testing a new supplier usually means placing a small trial order before committing to bigger contracts. This first order is important, but it can put a real strain on your cash flow. Short-term trade finance gives you working capital to pay for a trial import order, so you don’
Getting ready for your busy season usually means spending money before any comes in. You need stock on the shelves weeks or even months before the seasonal rush, but the revenue from those sales won't show up until later. Short-term trade finance gives your seasonal business the
Suppliers often set a minimum order quantity, or MOQ, to keep production and shipping costs low. This can put pressure on your cash flow, especially if you need to pay for a large order before you can sell the goods. Short-term trade finance gives you the working capital you
Freight costs and cargo insurance premiums usually come due before your goods reach the buyer and payment arrives. This timing gap can really strain your working capital, especially with international trade deals involving multiple ports, carriers, and a mountain of paperwork. A trade finance bridge loan gives you short-term